北京语言大学13春《金融英语》作业1

13春《金融英语》作业1
试卷总分：100
单选题
一、单选题（共 20 道试题，共 100 分。）
V
1. In the case of loans, the whole amount advanced is at once debited to the customer’s ___.
A. time account
B. savings account
C. loan account
D. deposit account
满分：5 分
2. In the case of advances, the customers may be requested to ___ the repayment arrangements.
A. abide
B. observe with
C. comply with
D. stand by
满分：5 分
3. With a ______ deposit, you would be able to withdraw money whenever you need.
A. demand
B. time
C. fixed
D. irregular
满分：5 分
4. The largest source of income of a bank is through ___.
A. lease
B. transactions
C. exchanges
D. loans
此题选: D 满分：5 分
5. All advance accounts are kept under regular___.
A. check
B. valuation
C. remark
D. review
此题选: D 满分：5 分
6. With the overdraft method, the amount of the agreed advance is noted in the customer’s account as the limit up to which he may ___ his account.
A. draw
B. overdraw
C. withdraw
D. withdrawal
满分：5 分
7. For traveler’s checks, the bank ___ 1 percent of the amount of the check.
A. charges
B. asks
C. pays
D. wants
满分：5 分
8. If an applicant is not well known to the bank, the bank may ask for ___.
A. security
B. references
C. witnesses
D. evidence
满分：5 分
9. When we want to ___ money, we should fill out a withdrawal order.
A. adopt
B. fetch
C. choose
D. withdraw
此题选: D 满分：5 分
10. Checks serve as money, although they are not legal ___ .
A. coin
B. tender
C. money
D. cash
满分：5 分
11. One of the most important services of a bank is regular passbook ___.
A. bank
B. save
C. savings
D. saving up
满分：5 分
12. When a trading bank refers to his bank’s business, it means primarily its ___.
A. credit creation
B. advance business
C. payment collection
D. money exchange
满分：5 分
13. If the checks of a traveller are lost or stolen, you can receive a ___ for the total amount.
A. refund
B. allowance
C. subsidy
D. payment
满分：5 分
14. Another important service that banks provide is traveler’s ___.
A. cash
B. money
C. bills
D. checks
此题选: D 满分：5 分
15. With the overdraft method, interest is charged only on the daily ___.
A. credit balance
B. debit balance
C. bank balance
D. payment balance
满分：5 分
16. A bank scrutinizes more closely ___ of whose credit standing it has no direct knowledge.
A. outside applicants
B. current applicants
C. applicants
D. non-applicants
满分：5 分
17. If your credit is not good, the bank will not ___ such a credit card.
A. give
B. present
C. show
D. issue
此题选: D 满分：5 分
18. If figures for ___ overdrafts were available and were added to deposits, the difference would disappear.
A. intact
B. virgin
C. unexercised
D. untouched
满分：5 分
19. If the bank has net losses it must collect ___ or sell investments.
A. lease
B. transactions
C. loans
D. exchanges
满分：5 分
20. Checks have two important advantages ___ cash.
A. on
B. over
C. above
D. against
满分：5 分