北京语言大学14春《金融英语》作业1

14春《金融英语》作业1
试卷总分：100 奥鹏学习网（aopeng123.cn) 发布
单选题
一、单选题（共 20 道试题，共 100 分。）
V
1. The majority of loans made are known as ___ loans.
A. real estate
B. personal
C. commercial
D. individual
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2. A bank advance can take two forms, loans or ___.
A. draft
B. feneration
C. lease
D. over draft
此题选: D 满分：5 分
3. With the overdraft method, interest is charged only on the daily ___.
A. credit balance
B. debit balance
C. bank balance
D. payment balance
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4. The amount of advances may vary according to whether credit policy is tight or ___.
A. slack
B. loose
C. free
D. easy
此题选: D 满分：5 分
5. If the checks of a traveller are lost or stolen, you can receive a ___ for the total amount.
A. refund
B. allowance
C. subsidy
D. payment
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6. When we want to ___ money, we should fill out a withdrawal order.
A. adopt
B. fetch
C. choose
D. withdraw
此题选: D 满分：5 分
7. Some automated clearing houses will be established in the cities of the future to handle electronic ___ .
A. transfers
B. transform
C. change
D. move
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8. When a trading bank refers to his bank’s business, it means primarily its ___.
A. credit creation
B. advance business
C. payment collection
D. money exchange
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9. If your credit is not good, the bank will not ___ such a credit card.
A. give
B. present
C. show
D. issue
此题选: D 满分：5 分
10. If advances take the form of loans, new credit ___ immediately increases advances and deposits by the full amount.
A. granted
B. given
C. offered
D. issued
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11. In the case of loans, the whole amount advanced is at once debited to the customer’s ___.
A. time account
B. savings account
C. loan account
D. deposit account
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12. If kept in your own home, your ___ might be lost or stolen.
A. values
B. valuable
C. value
D. valuables
此题选: D 满分：5 分
13. If figures for ___ overdrafts were available and were added to deposits, the difference would disappear.
A. intact
B. virgin
C. unexercised
D. untouched
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14. The largest source of income of a bank is through ___.
A. lease
B. transactions
C. exchanges
D. loans
此题选: D 满分：5 分
15. It may be advisable to define a bank as an ___ for financial work.
A. framework
B. machine
C. organ
D. institution
此题选: D 满分：5 分
16. You’ll not be allowed to take your jewelry unless the employee at the bank is satisfied that the signature is ___.
A. true
B. real
C. clear
D. genuine
此题选: D 满分：5 分
17. With the overdraft method, the amount of the agreed advance is noted in the customer’s account as the limit up to which he may ___ his account.
A. draw
B. overdraw
C. withdraw
D. withdrawal
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18. In the case of advances, the customers may be requested to ___ the repayment arrangements.
A. abide
B. observe with
C. comply with
D. stand by
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19. Another important service that banks provide is traveler’s ___.
A. cash
B. money
C. bills
D. checks
此题选: D 满分：5 分
20. The banks should keep enough currency and ___ to meet the requirement imposed on them by regulation.
A. serves
B. reservations
C. researves
D. deserves
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